US-based startups and small tech businesses wanting modern banking with APIs and multi-user controls.
Non-US businesses, cash-heavy retail (requires physical deposits), or companies needing traditional lending relationships.
What is Mercury?
Mercury is the de-facto business bank for venture-backed startups. Offerings include fee-free business checking, savings with competitive yields, treasury for idle cash, corporate credit cards, and bill pay. The UX is substantially better than legacy banks (SVB, Chase, Bank of America) with programmable APIs, modern reporting, and rich multi-user controls. Not a lender for most accounts and not available in every country, but a near-default choice for US-incorporated Delaware C-corps.
Key features
Integrations
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