StackMatch / Compare / Divvy (by Bill.com) vs Navan (formerly TripActions)
Honest Tool Comparison

Divvy (by Bill.com) vs Navan (formerly TripActions)

An honest, context-aware comparison. No affiliate links. No paid placements. Just the data that helps you decide.

For most teams: Divvy (by Bill.com) edges ahead on our scoring

Divvy (by Bill.com)

free
Expense Management

Free expense management with corporate cards and budget controls

Free (makes money on card interchange)
4.7 / 5

Navan (formerly TripActions)

professional
Expense Management

Modern travel and expense management platform

Custom pricing (typically $8-$15/user/month)
4.5 / 5

Side-by-Side Comparison

Objective metrics, no spin.

4.7 (G2)✓ Better
Rating
4.5 (G2)
free✓ Better
Pricing tier
professional
easy
Learning curve
easy
1 week
Setup time
2-6 weeks
4 listed
Integrations
4 listed
small, medium
Best company size
medium, large, enterprise
Top Features
Free expense management
Virtual & physical cards
Real-time budget controls
Automated expense coding
Features
Top Features
Integrated travel booking
Automated expense capture
Corporate cards
Employee rewards program
Choose Divvy (by Bill.com) if...

For small-to-medium companies wanting free expense management with corporate cards. Great for budget-conscious growing companies.

Avoid Divvy (by Bill.com) if...

For enterprises needing advanced features or if you don't want corporate cards (use Expensify).

Choose Navan (formerly TripActions) if...

For mid-to-large companies wanting modern alternative to Concur with better UX. Great for employee satisfaction + cost savings.

Avoid Navan (formerly TripActions) if...

For very small companies (<50 employees) or if you don't have significant travel spend.

Shared Integrations (2)

Both tools connect to these — you won't lose workflow continuity whichever you pick.

QuickBooksNetSuite

Both suited for: medium companies

Since both tools target medium companies, your decision should hinge on the specific use case above rather than company fit. Try the AI Advisor to get a recommendation tailored to your exact stack.

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Other Expense Management Tools to Consider

If neither is the right fit, these are the next best alternatives in the same category.

Expensify

starter

Expense management and corporate card platform

View profile →

SAP Concur

enterprise

Enterprise travel and expense management platform

View profile →

Certify

professional

Expense and invoice management for mid-market companies

View profile →
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